Senior Apartments, Retirement Communities and Independent Living Residences are all popular with seniors who can live on their own. These seniors like the idea of being part of a community of adults who share common interests and with the possibility of transportation, recreational activities, and increased security.

Independent living communities often provide meal plan options, housekeeping, laundry services, group activities and scheduled transportation.

Age-Inclusive communities usually do not have age requirements. They are likely to be attractive to retirees or those nearing retirement. These communities often offer pools, exercise facilities, and tennis courts. They are often located on or near golf courses.

Age-Exclusive communities generally do require residents to be age 55 or older.

While Medicare and Medicaid do not cover the cost of independent living communities, some senior apartments are subsidized under Section 8 or other local and State subsidy programs for those on a limited income. These apartments often have lengthy waiting lists.

Retirement apartments and other independent senior living arrangements do not provide health care services. Because they do not provide this kind of service, independent or retirement communities are not regulated by local, state or federal agencies.

Start here to find independent living communities.