Nursing home coverage for veterans is available
from two sources within the Department of Veterans Affairs -- the
veterans health care system and the state veterans homes system.
Nursing Home Coverage through the VA Health
Care System
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Nursing home coverage along with other long term
care services such as home care and assisted living as well as
geriatric care management are available through the Veterans
Health Administration for qualifying veterans.
In order to get into the veterans health care program, the veteran
must have service-connected disabilities, or be below a qualifying
income level or be receiving Veterans Pension income. Once in the
system, veterans are not guaranteed long term care services,
including nursing home care, unless they meet specific
requirements. Here is a list of these requirements for nursing
home coverage.
Who is Eligible for Nursing Home Care?
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- Any veteran who has a service-connected
disability rating of 70 percent or more;
- A veteran who is rated 60 percent
service-connected and is unemployable or has an official rating
of "permanent and total disabled;"
- A veteran with combined disability ratings of
70 percent or more;
- A veteran whose service-connected disability
is clinically determined to require nursing home care;
- Nonservice-connected veterans and those
officially referred to as "zero percent, noncompensable,
service-connected" veterans who require nursing home care for
any nonservice-connected disability and who meet income and
asset criteria; or
- If space and resources are available, other
veterans on a case-by-case basis with priority given to
service-connected veterans and those who need care for
post-acute rehabilitation, respite, hospice, geriatric
evaluation and management, or spinal cord injury.
VA's nursing home health system programs include
VA-operated nursing home care units and contract community nursing
homes. Many VA hospitals operate nursing home care units located
in or near the hospital. Other hospitals, without adequate nursing
home beds, contract with approximately 2,500 community private
nursing homes nationwide to provide services.
State veterans homes fill an important need for
veterans with low income and veterans who desire to spend their
last years with "comrades" from former active-duty. The
predominant service offered is nursing home care. VA nursing homes
must be licensed for their particular state and conform with
skilled or intermediate nursing services offered in private sector
nursing homes in that state. State homes may also offer assisted
living or domiciliary care which is a form of supported
independent living.
Every state has at least one veterans home and some states like
Oklahoma have a number of them. There is great demand for the
services of these homes, but lack of federal and state funding has
created a backlog of well over 130 homes that are waiting to be
built.
Unlike private sector nursing homes where the family can walk in
the front door and possibly that same day make arrangements for a
bed for their loved one, state veterans homes have an application
process that could take a number of weeks or months. Many state
homes have waiting lists especially for their Alzheimer's long
term care units.
No facilities are entirely free to any veteran with an income. The
veteran must pay his or her share of the cost. In some states the
veterans contribution rates are set at a certain level and if
there's not enough income the family may have to make up the
difference. Federal legislation, effective 2007, also allows the
federal government to substantially subsidize the cost of veterans
with service-connected disabilities in state veterans homes.
State Veterans Homes Per Diem Program
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The Veterans Administration pays the state
veterans homes an annually adjusted rate per day for each veteran
in the home. This is called the per diem. The 2008 nursing per
diem amount is $74.42 and for domiciliary care it is $34.40. Adult
Day Health Care – up to one-half of the cost of care -- cannot
exceed $66.82 per day. The goal of state veterans homes is to get
Congress to increase the per diem rate for nursing care to 75% of
the state private nursing rates. In most states the per diem falls
well short of this goal.
The per diem program and construction subsidies mean that State
veterans homes can charge less money for their services than
private facilities. Some states have a set rate, as an example
$1,400 a month, and they may also be relying on qualified veterans
receiving the Pension benefit with aid and attendance plus the per
diem to cover their actual costs. Other states may charge a
percentage of the veteran's income but be relying on other
subsidies to cover the rest of the cost. Some state homes can
receive Medicaid support as well.
Most of the states with income-determined rates are selective
about the veterans they accept. These states may rely on a variety
of private and public sources to help fund the cost of care.
Eligibility and Application Requirements for
State Veterans Homes
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From state to state, facilities vary in their
rules for eligible veterans. And even in the same state it is
common, where there is more than one state home, for some homes to
have very stringent eligibility rules and others to be more
lenient. These differing rules are probably based on the demand
for care and the available beds in that particular geographic
area.
Some homes require the veteran to be totally disabled and unable
to earn an income. Some evaluate on the basis of medical need or
age. Some evaluate entirely on income -- meaning applicants above
a certain level will not be accepted. Some accept only former
active-duty veterans, while others accept all who were in the
military whether active duty or reserve. Still others accept only
veterans who served during a period of war. Some homes accept the
spouses or surviving spouses of veterans and some will accept the
parents of veterans but restrict that to the parents of veterans
who died while in service (Goldstar parents).
Federal regulations allow that 25% of the bed occupants at any one
time may be veteran-related family members, i.e., spouses,
surviving spouses, and/or gold star parents who are not entitled
to payment of VA aid. When a State Home accepts grant assistance
for a construction project, 75% of the bed occupants at the
facility must be veterans.
Domicile residency requirements vary from state to state. The most
stringent seems to be a three-year prior residency in the state
whereas other homes may only require 90 days of residency.
All states require an application process to get into a home.
Typically a committee or board will approve or disapprove each
application. Many states have waiting lists for available beds.
A current contact list of all state veterans homes is
available here
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